Capitalia financing is a good option for companies to whom traditional business loans are not available or suitable. The traditional business loan availability might depend on various aspects of the company– length of operating history, industry, financial parameters etc. The suitability is in most cases the choice of the company, thus it is particularly important to know the advantages of various financing products available at the market.

Here you can find a short comparison of Capitalia microloan and traditional business loan:

Capitalia microloan	vs.	Traditional business loan *
Basic documentation, all information exchange electronically	Application Requirements	Additional documentation to be prepared
Short online application form and a telephone interview	Application Process	Detailed application form online and a consultation at Customer Service Unit
One to five working days	Time to Decision	A week or longer
Solutions available for non-standard loan terms and conditions, early repayment wthout penalties	Flexibility	Standard solutions available, early repayment charge applies
Available for companies with short operating history and small or illiquid collateral	Availability	Available for companies with minimum two year operating history, strict collateral requirements
Direct communication wit the Loan Manager	Customer Service	Call center and contact form based customer service

* Comparisons have been obtained through publicly available sources and individual terms of some business loan providers might be different than stated above.