Profitable loans to businessesCapitalia offers opportunities to lend to carefully selected companies in the Baltic countries.
Earn from regular interest payments.
We assign risk score to each loan, based on our over 12 year long experience in credit risk evaluation. Lowest risk class A+ loans offer low probability of principal loss, while the highest risk class D offers higher interest rates. Choice is in your hands.
For diversification, we urge to build your loan portfolio so that it would have 20 investments or more. Good diversification allows to retain high return while lowering the probability of losses due to individual credit default cases. For more on benefits from diversification, please read here.
Register as an investor on our homepage. Complete AML and financial competency test
Evaluate lending opportunities, select individual projects, or setup auto-investment functions
Transfer the selected funding amount, receive investment confirmation and documentation
Receive interest income and principal repayments back directly to your bank account
We offer a Risk management summary and we urge the investors to review our Terms & conditions that regulate our approach to co-financing, covering the operating principles, claim rights of investors, and other important issues.