Finance businesses

together with Capitalia

Finance and support small and medium businesses together with Capitalia. Lending with returns from 6% to 18% per year and terms from 3 months to 5 years. Easy risk diversification and management

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Our advantages

EU-licensed financial institution

Accessible

Investments from EUR 200, with no commissions

Personal

Additional individual services for building your investment portfolio

Trustworthy

15 years of experience financing more than 5000 companies in Latvia, Lithuania, Estonia and Finland

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Investment examples

Examples of companies Capitalia has financed together with our investors

Peruza

Leading fish processing equipment manufacturer Peruza used Capitalia working capital financing to fulfill large orders

Giraffe360

Real estate space visualization (photos and virtual tours) service provider

We Build Parks

The company attracted Capitalia financing for new active leisure track construction projects

Pharm & med

The company is a manufacturer and distributor of the well-known LYL brand vitamins and nutritional supplements. With Capitalia financing, the company purchased raw materials to increase production and export volumes of new products.

Aerones

World's leading robotic systems manufacturer for wind turbine maintenance

Bolt

World's leading robotic systems manufacturer for wind turbine maintenance

AB Parks

With Capitalia financing, AB Parks expanded its existing attraction offering for the next season.

Abavas dārzi

Abavas Dārzi is a leading high-quality wine and beverage producer in Latvia. Capitalia working capital financing helped purchase raw materials and prepare for the busiest production period.

Banķis

A loan with an Altum guarantee allowed the fish processing company to increase working capital and boost turnover

Profitable loans to businesses

Over the past six years, a EUR 1,000 investment in loans to Baltic region businesses would have provided steady growth. That is a strong return compared with any other investment category in the Eurozone

10.66%

Average Capitalia return for investors

Source: Capitalia net return, iShares Core MSCI World UCITS ETF, iShares Global High Yield Corp Bond, iShares Developed Markets Property Yield UCITS ETF, iShares iBoxx $ Investment Grade Corporate Bond ETF, JPM Eur Money Market VNAD D Eur

Important note

Past performance does not guarantee the same results in the future. Any historical return or loan default statistics may not reflect future results. Investments involve risk, including the risk of partially or fully losing invested funds. Read more in Risk management and see our statistics below.

Choose how to invest

Investment instruments for both passive and active investors

Automatic

Set up automatic investment preferences according to your risk and return expectations

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Portfolio management

We create and manage an investment portfolio according to your goals

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Manual

Choose individually which companies to invest in and in what amount

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Aligned interests

In each loan Capitalia invests its own funds for a minimum of 1% of the total loan amount and provides company evaluation, payment processing, monitoring, and collection processes.

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