Apgrozāmo līdzekļu finansējums pieredzējušam lauksaimniecības uzņēmumam (III)
Kopsavilkums
Founded in 2004, the Company has an agriculture business in Latvia. It cultivates grains which are sold to grain wholesalers. The Company owns 30ha of land and in total it manages 170ha. For the 2021 season, the Company already has a grain agreement with Dobeles Dzirnavnieks for a set price of EUR 164 per ton. To purchase seeds and pay for fuel, the Company is seeking EUR 7,270 financing for 6 months. The loan will carry a 6.60% annual interest rate (0.55% monthly) and it will be amortised at the end of the term. The loan is fully secured with a guarantee from the European Investment Fund as well as a personal guarantee from the owner.There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The loan is fully secured with the European Investment Fund guarantee and the owner’s personal guarantee.
- The management has 16 years of experience in the industry and is running the Company since its establishment.
- The Company is an existing client of Capitalia and shows excellent payment discipline.