Īstermiņa finansējums pelnošam un pieredzējušam lauksaimniecības uzņēmumam
Kopsavilkums
The Company is an agricultural company founded in 1993. They grow mostly grains, also cereal crops, oilseeds, and legumes. The Company operates on 820ha land, out of which only 180ha are rented, the remaining are owned by the Company’s owners. Additionally, the Company sells felling permits for the forest they own, during winter. From April to July the Company will not receive any subsidy payments, which will put some stress level on the available working capital.
Therefore, the Company is seeking EUR 20,924 financing for 4 months to cover day-to-day operations, including fertilizers, fuel, and salaries, while no income from subsidies is expected until July. The loan will carry a 13.32% annual interest rate (1.11% monthly) and it will be amortized at the end of the term. Personal guarantee from one of the owners will be provided. The project risk rate is C (75 out of 100).
Aizdevuma izceltās īpašības
Ir vairāki faktori, kas padara Uzņēmuma kreditēšanu par pievilcīgu iespēju:
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- Personal guarantee from one of the owners will be provided.
- The Company has over 30 years of experience in the industry.
- The Company has been profitable for the last 5 years.
- The Company owns more than 600ha of land.
Latvija 
Lietuva 
Igaunija