Aizdevums ar likvīda nekustamā īpašuma ķīlu
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Kopsavilkums
The Company has been established in 2013 and is operating a reputable restaurant in Riga Old town. The restaurant serves modern Latvian cuisine and is considered to be higher-class. Currently, the Company is seeking EUR 15,820 working capital financing for 24 months period to be prepared for reopening of the restaurant after the cessation of a state of emergency in Latvia. Investors are offered 13.32% annual interest rate (1.11% monthly) with monthly interest payments and amortization starting from 7th month. The loan is secured by a mortgage on apartment in Valmiera (LTV 45%) as well as a personal guarantee from the owner. There is a number of factors that make lending to the Company an attractive opportunity and the main highlights are the following:
- The loan is secured with mortgage pledge on apartment in Valmiera with an estimated market value EUR 35,000 and owners personal guarantee;
- The Company is an existing client of Capitalia with excellent payment discipline and has already repaid 5 loans with a total amount of EUR 40,000;
- The owner has 7 years of experience in managing the Company and has a very good reputation.
Latvija 
Lietuva 
Igaunija