The Company, established in 2013, is a road construction company which specializes in building forest roads. Its main clients are municipalities, private individuals, and forestry companies. The Company's main client is Latvijas Valsts meži, AS, for which the Company builds roads needed for logging. Currently, the Company is planning to gradually renew its equipment base. Thus it is seeking  EUR 25,000 financing for 36 months to purchase a new bulldozer. The loan will carry an 8.04% annual (0.67% monthly) interest rate and it will be amortized monthly. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default. In addition, the loan is secured with a personal guarantee from the owner.

Altogether the Company will receive financing with the European Investment Fund guarantee in the amount of EUR 50,000. However, the amount is divided into two separate financing projects, EUR 25,000 each.

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default.
• The loan is secured with a personal guarantee from the owner.
• The Company has a track record of profitability.
• The Company has a significant equity-to assets ratio of 50%.