Paplašināšanās finansējums pieredzējušam celtniecības uzņēmumam
Kopsavilkums
Founded in 2011, the Company is engaged in the construction business. Its main services include indoor works, roofing, and facade work. The Company works only as a general constructor. The Company’s clients include private individuals, municipalities, and other companies. The Company has recently won a municipality tender worth EUR 90,000. Thus it is seeking EUR 20,891 financing for 24 months to purchase a minibus and as working capital to finance the new construction project. The loan will carry an 8.04% annual interest rate (0.67% monthly) and it will be amortized monthly. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default. In addition, the loan is secured with a personal guarantee from the owner.There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default.
- The loan is secured with a personal guarantee from the owner.
- The Company has over 9 years of experience in the construction industry.
- The Company is an existing client of Capitalia and has already repaid 2 loans on time.
- The Company has a significant equity-to-assets ratio of 96.8%.