Paplašināšanās finansējums pieredzējušam un pelnošam mežizstrādes uzņēmumam (I)
The Company was founded in 2012 and mainly provides logging services. In addition, it provides wood chopping and sanitization services. The Company’s main clients are, a large Finnish company that operates a sawmill in Valka, and local logging companies. The Company itself owns several pieces of machinery to provide the aforementioned services. The Company employs 6 people.
Currently, the Company is experiencing an increase in demand for its services as well it is seeking to make its operations more efficient. Therefore, the Company is seeking financing of EUR 25,000 for 36 months to purchase the harvester. The loan will carry a 7.56% annual interest rate (0.63 monthly) with a monthly amortization schedule. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such a guaranteed loan becomes default. In addition, the owner of the Company provides a personal guarantee for the loan.
Altogether, the Company will receive financing with the European Investment Fund guarantee in the total amount of EUR 50,000. However, the amount is divided into two separate financing projects - EUR 25,000 each.
Ir vairāki faktori, kas padara Uzņēmuma kreditēšanu par pievilcīgu iespēju:
- The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such a guaranteed loan becomes default.
- The owner of the Company provides a personal guarantee for the loan.
- The Company has more than 9 years of experience in the industry.
- The Company has a track record of profitability in the last two years.
- The Company has a strong equity-to-assets ratio of 67%.