The Company is an existing client of Capitalia providing cleaning services for various premises and businesses. In addition it does retail trade of cleaning and hygiene products in their shop in Riga as well as online. Currently the Company is looking for a EUR 10,638 loan for 18 months to pay for the ordered cleaning solutions. The loan will carry a 15.36% annual interest (1.28% monthly) and it will be amortised monthly. The loan is secured by a personal guarantee from the owner.

There is a number of factors that make lending to the Company an attractive opportunity and the main highlights are the following:

• The Company is an existing client of Capitalia and has shown excellent payment discipline by having repaid six loans on time;
• The Company has had an increasing turnover since 2016;
• The Covid-19 crisis has not had an impact on the Company's operations.