Working capital financing for advertising company (VII)
The Company was established at the end of 2014. The main activity of the Company is advertising services. The Company is purchasing and organizing advertising on TV, radio and in magazines. Currently, the Company is seeking EUR 25,000 working capital financing for 24 months to purchase advertising with discounts. The loan will carry a 7.56% annual (0.63% monthly) interest rate and it will be amortized monthly. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default. In addition, the loan is secured with a personal guarantee from the owner.
The Company repaid over EUR 85,000 of loans. In addition, the management owns an existing client of Capitalia with excellent previous payment discipline with over EUR 360,000 repaid loans and over EUR 1,000,000 used invoice financing from Capitalia.
Note about the war in Ukraine impact on the Company
The Company does not have any suppliers or customers in Russia, Belarus, or Ukraine. The Company’s clients include local companies and services are purchased from local companies.
On mitmeid tegureid, mis muudavad laenu andmise ettevõttele atraktiivseks võimaluseks ja peamised neist on järgmised:
- The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default.
- The loan is secured with a personal guarantee from the owner.
- The management has over 10-year long experience in the marketing industry.
- The Company repaid over EUR 85,000 of loans with excellent payment discipline. In addition, the management owns an existing client of Capitalia with excellent previous payment discipline.