Working capital financing for a profitable computer equipment retailer

Tagasi laenuvõimaluste juurde

Kokkuvõte

Founded in 2018, the Company is a computer, monitor, projector and other related accessories retailer for governmental institutions and other local Estonian businesses. The Company’s clients usually pay in 1-3 weeks’ time. Since the demand is increasing, the Company plans to start cooperation with suppliers in Finland and Sweden who ask for larger prepayments. Therefore, the Company is seeking EUR 10,500 financing for 24 months to make prepayments to suppliers and to purchase more goods for sale. The loan will carry a 6.60% annual interest rate (0.55% monthly) and it will be amortized monthly. The loan is fully secured with a guarantee from European Investment Fund as well as a personal guarantee from the owner.

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

The Company’s clientele mostly includes schools and Estonian municipality institutions.
The loan is fully secured with the European Investment Fund guarantee and the owner's personal guarantee.
The Company has no other financial liabilities and its equity-to-assets ratio is 43%.
The Company has a history of growth and profitability.

Lisateabe nägemiseks palun logige sisse

Tagasi laenuvõimaluste juurde

ID	15327-1-EE
Valdkond	Retail
Riik	Estonia
Laenu liik	Business loan
Tähtaeg	24 months kuud
Oodatud tootlus	6.60%
Intressi makse	Monthly
Amortiseerimine	Monthly
Riskitase	A+ (100 out of 100)
Isiklik käendus	From owner
Tagatis	Full guarantee from European Investment Fund
Capitalia kaasrahastus	1500
Eesmärk	10500

Tagasimakstud

See laen on juba rahastatud.
Kas jäi see vahele? Palun lugege lisateavet Advised konto teenuse kohta või seadistage Autoinvest funktsiooni