Hooajaline finantseerimine tulutoovale jahimüüjale (IV)

Kokkuvõte

The Company was founded in 2009 in Latvia and is a reputable expert retailer of a wide range of hunting and active leisure goods and equipment such as clothes, riffles, optics, ammunition, and other hunting gear. The business operations are conducted through 3 legal entities and altogether the group manages 5 stores, including one in Lithuania. The Company operates two of these stores. The Company belongs to a sizeable group of entities operating in other industries such as real estate, construction, and equipment rental business. The war situation in Ukraine has stimulated the demand for clothing and optics goods, therefore in 2022, the Company experienced a significant increase in demand for its goods. To supplement the inventory and prepare for the season by making a bulk purchase of goods, Capitalia recently issued a loan of EUR 225,067; however, the Company placed more orders for its suppliers and lacks working capital to timely pay for them. As a result, the Company is seeking additional financing of EUR 51,152 for 10 months. Investors are offered a 10.8% annual interest rate (0.9% monthly) with a monthly amortization schedule. A personal guarantee from the beneficial owner of the group and a guarantee of a sizeable related retail company with an adjusted equity capital of EUR 3 million is provided.

The Company is a returning client of Capitalia and the Company and its two related group companies successfully have repaid more than EUR 2M of loan principal.

Investeeringute peamised punktid

On mitmeid tegureid, mis muudavad laenu andmise ettevõttele atraktiivseks võimaluseks ja peamised neist on järgmised:

  • The Company has been successfully operating in the industry for over 10 years.
  • A personal guarantee from the beneficial owner and a related company with an adjusted equity capital of EUR 3 million is provided.
  • The Company has a significant equity-to-assets ratio of 83%.
  • The Company has an exceptionally good reputation in its market segment.
  • The Company and its two related companies have successfully repaid over 2M in loan principal with excellent payment discipline.
  • The Company has been operating with profits every year since its foundation.
ID 15759-5-LV
Valdkond Jaekaubandus
Riik Läti
Laenu liik Ärilaen
Tähtaeg 10 kuud
Oodatud tootlus 10.8%
Intressi makse Igakuine
Amortiseerimine Igakuine
Riskitase B (88 out of 100)
Isiklik käendus Jah, juhilt ja
seotud ettevõttelt
Tagatis Mitte ühtegi
Capitalia kaasrahastus 2152
Eesmärk 51152
Tagasimakstud
See laen on juba rahastatud.
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