Financing for motor vehicle accessories and spare parts retailer

Kokkuvõte
The Company, established in 2004,  has 2 business activities. Firstly, the Company operates a retail store in Talsi where the Company is selling bicycles, quadricycles, mopeds and their accessories and spare parts, auto tires, motor oils, car batteries, etc. The second activity is building and selling dwelling houses. The Company buys land plots and builds houses with its workforce. On average the Company builds 1 house per year.  Currently, the Company is seeking  EUR 25,000 financing for 36 months to invest in its new construction project.  The loan will carry a 6.48% annual interest (0.54% monthly) with a monthly amortization schedule. The loan is fully secured with a guarantee from the European Investment Fund as well as a personal guarantee from the owner.  

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
  • The loan is fully secured with the European Investment Fund guarantee and the owner's personal guarantee.
  • The Company is an existing client of Capitalia with an excellent payment discipline.
  • The Company has a significant adjusted equity-to-assets ratio of 81.9%.
ID 9335-2-LV
Valdkond Retail /
Construction
Riik Latvia
Laenu liik Business loan
Tähtaeg 36 months kuud
Oodatud tootlus 6.48%
Intressi makse Monthly
Amortiseerimine Monthly
Riskitase A+ (100 out of 100)
Isiklik käendus Yes
Tagatis Full guarantee from
European Investment
Fund
Capitalia kaasrahastus 3000
Eesmärk 25000
Tagasimakstud
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