In 2025 Capitalia reported a turnover of EUR 1.89 million and a loss of EUR 88 thousand. The annual revenue grew by more than 13% last year. During 2025 our managed loan portfolio has grown by almost 10%. Our platform investor base has continued to grow during 2025 by more than 30% and reached almost 2k investors at the end of the year. Second year in a row we observed a record level of activity in October and during the Q4 we managed to issue a solid monthly funding amount of EUR 7.7 million. The reported loss is a result of revisions in some of the investment funds and individual projects, while platform operations continued to report profit. Also, we have invested quite significantly by building our team in Estonia and starting operations in Finland, the dividends from both of these investments are expected to start yielding in the second half of 2026.
On key events
In the last quarter of 2025, we managed to issue a funding amount of EUR 7.7 million (EUR 6.5 million in the last quarter of 2024). Among the financed businesses during this period were, for example, such companies as Agrofirma Lobe, SIA (agriculture), Dorestsana, UAB (real estate development), Gandrs, SIA (retail trade), Peruza, SIA (manufacturing).
On plans for the next quarter
The first quarter of the new year continued with strong business financing activity, and we expect it to continue this way. We have finally signed a guarantee facility with EIF under InvestEU program, and currently are implementing technical requirements for launch in early Q2. We anticipate this will boost loan volume and be a very attractive investment opportunity for retail investors.
The full financial report is available after login on our Investor relations page (available for logged in users).