Our opinion articles on observations in the Baltic states, funding and investment sector, information about new products and special offers, as well as news for our investors
Disclosure of financial and operational information, August 2026
Capitalia is the recipient of Code of Good Conduct Certificate. In accordance with this certificate, Capitalia regularly publishes the disclosure of financial and operational information. The latest d…
Unaudited interim financial statements for Q2, 2026
In the first half of 2026, Capitalia reported a turnover of EUR 1.02 million and a profit of EUR 21 thousand. The operating revenue and profit was slightly lower in the last reporting quarter. We exp…
Unaudited interim financial statements for Q1, 2026
In the first quarter of 2026, Capitalia reported a turnover of EUR 539 thousand and a profit of EUR 23 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the rev…
Information for Capitalia investors: financial statements, bond issues and announcements about the company's operations.
06.08.2026
In the first half of 2026, Capitalia reported a turnover of EUR 1.02 million and a profit of EUR 21 thousand. The operating revenue and profit was slightly lower in the last reporting quarter. We expect the revenue to resume growing in the second part of the year.
Tags: Investor relations
28.04.2026
In the first quarter of 2026, Capitalia reported a turnover of EUR 539 thousand and a profit of EUR 23 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the revenue to continue growing. This year January was most active, however borrower demand remained strong throughout Q1.
Tags: Investor relations
22.04.2026
Capitalia Fund Management AIFP, SIA is a registered Alternative Investment Fund Manager. It currently manages five funds. Pursuant to the Section 56 of Law on Alternative Investment Funds and Managers Thereof, annual reports for the funds that are registered as an aggregate of assets, are published on our website.
18.03.2026
In 2025 Capitalia reported a turnover of EUR 1.89 million and a loss of EUR 88 thousand. The annual revenue grew by more than 13% last year. During 2025 our managed loan portfolio has grown by almost 10%. Our platform investor base has continued to grow during 2025 by more than 30% and reached almost 2k investors at the end of the year.
Tags: Investor relations
30.10.2025
In the first three quarters of 2025, Capitalia reported a turnover of EUR 1.35 million. Operating revenue remained stable, and a modest loss of EUR 11 thousand was accumulated.
Tags: Investor relations
01.08.2025
In the first half of 2025, Capitalia reported a turnover of EUR 922 thousand and a profit of EUR 70 thousand. Operating revenue was slightly lower in Q2; however, profitability has improved.
Tags: Investor relations
08.05.2025
In the first quarter of 2025, Capitalia reported a turnover of EUR 474 thousand and a profit of EUR 28 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the revenue to continue growing. January and February activity remained slow, and in March it has picked up. During the first quarter of 2025, we managed to issue funding of EUR 5.3 million.
Tags: Investor relations
20.02.2025
In 2024 Capitalia reported a turnover of EUR 1.66 million and a profit of EUR 8 thousand. The annual revenue grew by almost 15% last year. We kept hiring and growing our sales and financing team throughout the year to facilitate further growth.
Tags: Investor relations, Crowdfunding
31.10.2024
In the first three quarters of 2024, Capitalia reported a turnover of EUR 1.15 million and a loss of less then EUR 10 thousand. Operating revenue remained stable, however, administrative costs increased resulting in a small operating loss. The increased costs are associated with building up the sales team and IT development capacity.
Tags: Investor relations
05.08.2024
In the first half of 2024, Capitalia reported a turnover of EUR 764 thousand and a profit of EUR 27 thousand. This is the first time we are reporting consolidated figures. Operating revenue slightly grew and a positive net profit was achieved.
Tags: Investor relations
02.05.2024
In the first quarter of 2024, Capitalia reported a turnover of EUR 353 thousand and a profit of EUR 57 thousand. The operating revenue remained stable in the last reporting quarter and solid profit growth was achieved.
Tags: Investor relations
04.04.2024
Find out what changes Capitalia is implementing as required by the ECSP regulations and how it impacts investors' experience. Most of the changes concern investor protection and all of it is approved by the regulating body Bank of Latvia to ensure they match the EU regulations.
Tags: Investor relations, Business loan
26.02.2024
In 2023 Capitalia reported a turnover of EUR 1.45 million and a profit of EUR 2 thousand. The annual revenue grew by almost 16% last year, however, due to additional costs in transitioning to licensed operations the net profitability was impacted. While in October we again observed low activity it started picking up in November and in December we managed to issue a solid monthly funding amount of EUR 2.2 million.
Tags: Investor relations
24.10.2023
At the end of the third quarter of 2023, Capitalia reported a turnover of EUR 1.03 million and losses of EUR 134 thousand. Revenue continued growing at a solid 10% pace, however, losses increased in this quarter due to investments in transition to the licensed platform operations
Tags: Investor relations
19.08.2022
In accordance with the European Code of Good Conduct for Microcredit Provision, Capitalia publishes its disclosure of financial and operational information. This disclosure will be updated on an annual basis to report the most up-to-date information. Currently, the document includes data of 2021, which has been externally validated by MicroFinanza Srl evaluators who act on behalf of EaSI (Employment and Social Innovation).
Tags: Investor relations
30.05.2022
Recently inflation has become the most relevant economic issue of the world. Last December the inflation level in Latvia reached a record-high level of 7.9%. Such an inflation increase is the consequence of both the large money amount that has been introduced in the economy to fight with the impacts of the pandemic, and the global delivery delays. In circumstances when money quickly loses it value, it is important to act so that the investment returns grow at least at the inflation rate.
30.03.2022
Capitalia has created a new alternative investment fund, which allows private investors to invest in the leading Baltic venture capital fund Change Ventures. The total investment amount of the fund is 1 million EUR.
Tags: Investor relations, Crowdfunding
15.02.2022
Capitalia business loans co-financing platform (P2B) has been operating since the end of 2017 financing projects with a closed network of investors. Starting from 2022, Capitalia has made a decision to open its platform for all interested investors.
Tags: Investor relations, Crowdfunding
