Capitalia company news, opinions and information for our investors

Unaudited interim financial statements for Q2, 2026

06.08.2026

Unaudited interim financial statements for Q1, 2026

28.04.2026

In the first quarter of 2026, Capitalia reported a turnover of EUR 539 thousand and a profit of EUR 23 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the revenue to continue growing. This year January was most active, however borrower demand remained strong throughout Q1.

Audited fund financial statements for 2025

22.04.2026

Capitalia Fund Management AIFP, SIA is a registered Alternative Investment Fund Manager. It currently manages five funds. Pursuant to the Section 56 of Law on Alternative Investment Funds and Managers Thereof, annual reports for the funds that are registered as an aggregate of assets, are published on our website.

Tags: Investor relations, Fund management

Unaudited interim financial statements for year 2025

18.03.2026

In 2025 Capitalia reported a turnover of EUR 1.89 million and a loss of EUR 88 thousand. The annual revenue grew by more than 13% last year. During 2025 our managed loan portfolio has grown by almost 10%. Our platform investor base has continued to grow during 2025 by more than 30% and reached almost 2k investors at the end of the year.

Unaudited interim financial statements for Q3, 2025

30.10.2025

In the first three quarters of 2025, Capitalia reported a turnover of EUR 1.35 million. Operating revenue remained stable, and a modest loss of EUR 11 thousand was accumulated.

Unaudited interim financial statements for Q2, 2025

01.08.2025

In the first half of 2025, Capitalia reported a turnover of EUR 922 thousand and a profit of EUR 70 thousand. Operating revenue was slightly lower in Q2; however, profitability has improved.

Disclosure of financial and operational information, July 2025

04.07.2025

Most Profitable Investments in the Last 5 Years

09.05.2025

The stock market events of the last six months could be described as a roller coaster ride, where excessive investor optimism alternates with concerns and fears. Donald Trump and his new administration's decisions have had a significant impact on this investor sentiment, substantially shaking diplomatic ties, the global economy, and the previously established order. Moreover, the four-year presidential term is only at its starting line. Therefore, investors' question is justified - where currently is the least risk and greatest profit potential for investing?

Unaudited interim financial statements for Q1, 2025

08.05.2025

In the first quarter of 2025, Capitalia reported a turnover of EUR 474 thousand and a profit of EUR 28 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the revenue to continue growing. January and February activity remained slow, and in March it has picked up. During the first quarter of 2025, we managed to issue funding of EUR 5.3 million.

Unaudited interim financial statements for year 2024

20.02.2025

In 2024 Capitalia reported a turnover of EUR 1.66 million and a profit of EUR 8 thousand. The annual revenue grew by almost 15% last year. We kept hiring and growing our sales and financing team throughout the year to facilitate further growth.

Unaudited interim financial statements for Q3, 2024

31.10.2024

In the first three quarters of 2024, Capitalia reported a turnover of EUR 1.15 million and a loss of less then EUR 10 thousand. Operating revenue remained stable, however, administrative costs increased resulting in a small operating loss. The increased costs are associated with building up the sales team and IT development capacity.

Unaudited interim financial statements for Q2, 2024

05.08.2024

In the first half of 2024, Capitalia reported a turnover of EUR 764 thousand and a profit of EUR 27 thousand. This is the first time we are reporting consolidated figures. Operating revenue slightly grew and a positive net profit was achieved.

Unaudited interim financial statements for Q1, 2024

02.05.2024

In the first quarter of 2024, Capitalia reported a turnover of EUR 353 thousand and a profit of EUR 57 thousand. The operating revenue remained stable in the last reporting quarter and solid profit growth was achieved.

European Crowdfunding Regulation (ECSP): Changes on Capitalia.com

04.04.2024

Find out what changes Capitalia is implementing as required by the ECSP regulations and how it impacts investors' experience. Most of the changes concern investor protection and all of it is approved by the regulating body Bank of Latvia to ensure they match the EU regulations.

Unaudited interim financial statements for year 2023

26.02.2024

In 2023 Capitalia reported a turnover of EUR 1.45 million and a profit of EUR 2 thousand. The annual revenue grew by almost 16% last year, however, due to additional costs in transitioning to licensed operations the net profitability was impacted. While in October we again observed low activity it started picking up in November and in December we managed to issue a solid monthly funding amount of EUR 2.2 million.

Unaudited interim financial statements for Q3, 2023

24.10.2023

At the end of the third quarter of 2023, Capitalia reported a turnover of EUR 1.03 million and losses of EUR 134 thousand. Revenue continued growing at a solid 10% pace, however, losses increased in this quarter due to investments in transition to the licensed platform operations

Capitalia Co-Investment Fund invests in freelancer-tech platform Xolo

21.09.2023

Summer has ended with another great investment for Capitalia Co-Investment Fund - the fund has concluded an investment deal with an Estonian startup Xolo OÜ in the amount of EUR 150,000. The lead investor for this investment round was Karma Ventures and this is the 10th investment for Capitalia’s Co-Investment Fund which was founded in autumn of 2021.

Tags: Investor relations, Venture capital

Forestry and logging industries seek financing – how can private investors access these investment opportunities?

29.08.2022

Turbulent economic events tend to highlight the most stable industries which most successfully survive economic fluctuations. In the last two years, it can be seen that forestry is a stable value – it is an attractive industry both for the lenders and investors.

How to prepare for changing market conditions

29.08.2022

During recent years, the business environment has experienced various disruptions, where the difficulties caused by the pandemic are shifted into rapid energy and material price increases. Changing market conditions require careful planning and preventive actions in order to mitigate potential negative impacts. Although it is impossible to predict the future, there are numerous actions the entrepreneur can take to adapt to the changes in the business environment.

Annual disclosure of information pursuant to European Code of Good Conduct

19.08.2022

In accordance with the European Code of Good Conduct for Microcredit Provision, Capitalia publishes its disclosure of financial and operational information. This disclosure will be updated on an annual basis to report the most up-to-date information. Currently, the document includes data of 2021, which has been externally validated by MicroFinanza Srl evaluators who act on behalf of EaSI (Employment and Social Innovation).

How to invest under high inflation conditions?

30.05.2022

Recently inflation has become the most relevant economic issue of the world. Last December the inflation level in Latvia reached a record-high level of 7.9%. Such an inflation increase is the consequence of both the large money amount that has been introduced in the economy to fight with the impacts of the pandemic, and the global delivery delays. In circumstances when money quickly loses it value, it is important to act so that the investment returns grow at least at the inflation rate.

Tags: Investor relations, Fund management

Capitalia invests in Swedish start-up Favro, marking the first investment outside the Baltic States

25.05.2022

Capitalia invests EUR 300,000 in a Swedish startup Favro and joins a group of investors in the SEED round led by Practica Capital. Favro is a work platform for collaborative planning that has attracted significant traction from leading companies around the world.

Tags: Investor relations, Fund management

Capitalia creates a new alternative investment fund

30.03.2022

Capitalia has created a new alternative investment fund, which allows private investors to invest in the leading Baltic venture capital fund Change Ventures. The total investment amount of the fund is 1 million EUR.

Investing in loans to Baltic businesses

28.03.2022

Lately, the pandemic’s negative economic aftermath of inflation has become increasingly relevant. For example, in December 2021, inflation in Latvia reached a record-high level of 7.9%. It is important that, under the circumstances when cash swiftly loses its value, it works, not sits in the deposit or savings account. Money can work proactively either by investing in companies (purchasing shares) or lending to the companies.

Capitalia has opened its platform for all interested investor registrations

15.02.2022

Capitalia business loans co-financing platform (P2B) has been operating since the end of 2017 financing projects with a closed network of investors. Starting from 2022, Capitalia has made a decision to open its platform for all interested investors.

Capitalia doubles its financing portfolio in 2021 and launches two alternative investment funds

10.02.2022

Last year, Capitalia issued more than 20 million euros of debt financing to more than 200 businesses in the Baltic States. For the third year in a row, more than half of funding was allocated to Latvian companies, while Lithuania and Estonia share the remaining part equally. To increase the attraction of funding for companies in the Baltic states, Capitalia has launched two alternative investment funds and made its first venture capital investments.

Tags: Investor relations, Venture capital

Capitalia invests in a Latvian engineering company Cenos

02.02.2022

Capitalia has invested EUR 250 thousand in an engineering simulation and modeling startup Cenos. In this financing round led by Startup Wise Guys, in total, the Latvian-based company raised EUR 1 million.

Tags: Investor relations, Venture capital

Capitalia provides first local venture debt deal in the Baltics

02.06.2021

The fast-growing Lithuanian start-up Rocketo, which produces and sells organic dog food, received EUR 200 thousand. venture debt. This is the first transaction of its kind where a venture debt is provided to a start-up by a local financier operating in the Baltic States. According to experts, this is a significant event for the Lithuanian, Latvian and Estonian start-up ecosystem, which opens up new financing opportunities for fast-growing start-ups, and at the same time provides a greater competitive advantage.

Why is it worth investing in Baltic Stock Exchange?

08.04.2021

Until March 2020, my investing experience was concentrated in index instruments (ETFs) or in rare experiments in foreign shares. During the pandemic, I decided to pay more attention to what is happening in the Baltic Stock Exchange. Similarly to other investors I know, I was buried in prejudice that our stock exchange is illiquid and that it does not have many well-managed enterprises. However, that is not the case. Therefore, how and why invest in the Baltic Stock Exchange securities?