Our opinion articles on observations in the Baltic states, funding and investment sector, information about new products and special offers, as well as news for our investors
Disclosure of financial and operational information, August 2026
Capitalia is the recipient of Code of Good Conduct Certificate. In accordance with this certificate, Capitalia regularly publishes the disclosure of financial and operational information. The latest d…
Unaudited interim financial statements for Q2, 2026
In the first half of 2026, Capitalia reported a turnover of EUR 1.02 million and a profit of EUR 21 thousand. The operating revenue and profit was slightly lower in the last reporting quarter. We exp…
Unaudited interim financial statements for Q1, 2026
In the first quarter of 2026, Capitalia reported a turnover of EUR 539 thousand and a profit of EUR 23 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the rev…
How companies use financing in practice: the deals we have made, why they were needed and what came of them, from seasonal working capital to equipment purchases and buyouts.
04.08.2026
Due to the increase of applications for the EIF guaranteed loans, we'd like to remind you of the restrictions regarding the sectors and activities of the borrower.
Tags: Crowdfunding, Business loan
03.07.2024
Retail stores create a large part of Capitalia’s overall client range due to their regular financing need. Purchasing additional goods for sale before the high season, renovating the premises, expanding and opening new stores - the options are endless. Retail companies often choose alternative financing thanks to the possibility to tailor the repayment schedule and low collateral requirements.
Tags: Business loan
09.12.2022
For wholesale and retail companies, it is significantly important to keep high levels of inventory to meet the clients’ demands. In order to increase the turnover, Capitalia working capital financing can be a useful tool for purchasing more goods for sale.
Tags: Business loan
04.11.2022
The surrounding anxiety and suspense about the potentially upcoming crisis can quite easily initiate a stressful environment for any company. Fear of increasing invoice expenses, inflation, and the war nearby make the investors act more cautiously when planning next year’s budget and expansion plans. However, the probability of a crisis, if the company is well-prepared, is also an opportunity. There are numerous options for how a company can use additional financing to prepare for a more stable future.
Tags: Business loan
07.10.2022
Capitalia invests EUR 150,000 in a Danish start-up Scratcher together with a Finnish venture capital fund Innovestor. Scratcher.io is a marketing company, which uses gamification elements to turn the industry upside down.
Tags: Venture capital, Fund management
07.10.2022
Capitalia invests EUR 150,000 in a Lithuanian startup Aispeco in its seed financing round led by a Finnish venture capital fund Superhero Capital.
Tags: Venture capital, Fund management
16.09.2022
One of the leading real estate developers in Liepāja, Lion Estate, SIA, actively takes part in improving and renovating apartment houses in Liepāja. In order to realize numerous projects simultaneously, the company used Capitalia financing for settlements with suppliers and for material purchase.
Tags: Business loan
29.08.2022
When a company is in a rapid growth stage, additional financial liabilities can create a burden on the development plans and even make the business spend all incoming cash flow on covering monthly payments. In order to avoid financial liabilities and keep control over the business, venture capital can be a convenient tool to reach the desired development goals.
Tags: Venture capital, Business loan
02.08.2022
Event Center is one of the leading event machinery and equipment rental company in Estonia. The company provides stage and fencing constructions and sound, light and video equipment for various concerts, seminars, sports, culture, and other events.
Tags: Business loan
26.07.2022
Visual Media SIA is one of the market leaders in the media industry – the company places large format advertising posters in Riga, and also sells the slots to marketing agencies. At the moment, the company has 30 advertising slots.
Tags: Business loan
13.07.2022
Latvian startup Aerones attracted seed investment of USD 9 million to develop robotic services for wind energy operators in the whole world.
Tags: Business loan
11.07.2022
Ceranos Invest, OU, is a well-known sea kayak manufacturer operating under brandname Seabird Designs. This spring Capitalia was proud to help the company execute its ambitious expansion plans.
Tags: Business loan
07.06.2022
After the long months of winter and rain, the arrival of warm weather also starts the active season of forestry companies. In order to work faster, numerous forestry companies purchase new and slightly used forestry machinery and trucks, but not all companies have enough funds to purchase machinery.
Tags: Business loan
30.05.2022
Capitalia as a financier participated in RCG Lighthouse, SIA, share buyout. With the help of Capitalia financing, the founders and managers of the company bought 49% of shares that belonged to a venture capital fund.
Tags: Business loan
04.04.2022
Capitalia received the award for the most environmentally friendly investment of 2021 in Latvia. The recognition was awarded for the investment in Aerones - a fast-growing startup based in Latvia that manufactures drones for wind turbine maintenance.
Tags: Venture capital, Fund management
02.02.2022
Capitalia has invested EUR 250 thousand in an engineering simulation and modeling startup Cenos. In this financing round led by Startup Wise Guys, in total, the Latvian-based company raised EUR 1 million.
24.01.2022
Capitalia encourages companies to think about and implement good environmental, social and corporate governance (“ESG”) standards. That is why already since 2018 ESG factors have been important components of Capitalia’s scoring and pricing for financing small and medium businesses in the Baltic countries
Tags: Business loan
01.10.2014
We are happy to have clients from various business sectors, who share their observations about our business financing products. We believe that it will be interesting and useful to our existing and future customers.
16.09.2013
Private entity ŠILUMA IR KO is producing storage tanks and bulk water heaters. Company is continuously expanding and has competitive adventage by supplying high quality products at attractive prices.
Tags: Business loan
