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Capitalia company news,

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Our opinion articles on observations in the Baltic states, funding and investment sector, information about new products and special offers, as well as news for our investors

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Unaudited interim financial statements for Q1, 2026

In the first quarter of 2026, Capitalia reported a turnover of EUR 539 thousand and a profit of EUR 23 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the rev…

Audited fund financial statements for 2025

Capitalia Fund Management AIFP, SIA is a registered Alternative Investment Fund Manager. It currently manages five funds. Pursuant to the Section 56 of Law on Alternative Investment Funds and Manager…

Baltic microenterprises to get €15 million financing boost under EIF-backed initiative

The smallest companies in the Baltics will be eligible for up to €15 million in loans as a result of an initiative that alternative financing provider Capitalia is undertaking with support from the E…

News by tag "Business loan"

Baltic microenterprises to get €15 million financing boost under EIF-backed initiative

30.03.2026

The smallest companies in the Baltics will be eligible for up to €15 million in loans as a result of an initiative that alternative financing provider Capitalia is undertaking with support from the European Investment Fund (EIF). Capitalia will use an EIF guarantee to offer crowdfunded loans to microenterprises in Estonia, Latvia and Lithuania over three years.

Tags: Crowdfunding, Capitalia, Financing, Business loan, Business financing

Seasonal financing for a retail store

03.07.2024

Retail stores create a large part of Capitalia’s overall client range due to their regular financing need. Purchasing additional goods for sale before the high season, renovating the premises, expanding and opening new stores - the options are endless. Retail companies often choose alternative financing thanks to the possibility to tailor the repayment schedule and low collateral requirements.

Tags: Financing, Business loan, Business financing

How can you make others’ anxiety and financial cautiousness work in your company’s favour

04.11.2022

The surrounding anxiety and suspense about the potentially upcoming crisis can quite easily initiate a stressful environment for any company. Fear of increasing invoice expenses, inflation, and the war nearby make the investors act more cautiously when planning next year’s budget and expansion plans. However, the probability of a crisis, if the company is well-prepared, is also an opportunity. There are numerous options for how a company can use additional financing to prepare for a more stable future.

Tags: Capitalia, Business loan, Business financing

Investing in loans to Baltic businesses

28.03.2022

Lately, the pandemic’s negative economic aftermath of inflation has become increasingly relevant. For example, in December 2021, inflation in Latvia reached a record-high level of 7.9%. It is important that, under the circumstances when cash swiftly loses its value, it works, not sits in the deposit or savings account. Money can work proactively either by investing in companies (purchasing shares) or lending to the companies.

Tags: Crowdfunding, Investor relations, Investors, Business loan, Business financing

Capitalia concludes a EUR 10 million agreement with European Investment Fund

22.02.2019

Capitalia and the European Investment Fund (EIF) have signed an agreement on a guarantee instrument supporting small businesses in Latvia, Lithuania and Estonia, for a total amount of EUR 10 million. With this guarantee, small businesses will get better access to finance. The agreement is supported by the European Fund for Strategic Investments (EFSI), the heart of the Investment Plan for Europe, and by the Employment and Social Innovation (EaSI) programme

Tags: Capitalia, Financing, Business loan, Business financing

Capitalia has over EUR 3 million of loans to businesses

11.05.2016

During the year 2015 Capitalia has issued over 3 million of loans to small and medium sized businesses in the Baltic States. The financing offered by the company was used by 237 companies. Average issued loan amount to one company was EUR 9 000 while average term was 12 months. Most business loans were issued to companies in retail and manufacturing industries. Notably, most of the clients have been companies from the regions.

Tags: Financing, Business loan, Business financing

AS Capitalia expands cooperation with marketplace platform Mintos

04.02.2016

Investors are offered to invest in invoice backed short-term loans. From today, February 4, marketplace platform Mintos will offer to its investors an opportunity to invest in AS Capitalia loans that are backed by issued but yet unpaid invoices. This enables to invest in invoices that small and medium sized companies have issued to largest enterprises in the Baltic States.

Tags: Capitalia, Financing, Business loan, Business financing

Capitalia starts financing small and medium sized businesses also in Estonia

26.01.2016

Capitalia, represented in NASDAQ Riga stock exchange, is the leading alternative financing provider for small and medium enterprises in Latvia and Lithuania. It offers modern and simple loans to businesses that often are overlooked by the traditional banking sector. To date Capitalia has financed working capital and investment needs of more than 500 enterprises investing over EUR 12 million. From January 2016 company has obtained necessary permits and will start servicing clients also in Estonia.

Tags: Capitalia, Financing, Business loan, Business financing

Business loan availability in Lithuania

30.08.2013

Even though banks’ lending policies are getting milder and business loan portfolio size is forecasted to continue increasing, many companies will still not qualify for bank or credit union loan. In previous survey of commercial banks by Bank of Lithuania results revealed expected increase in demand for business loans of 38%; however portfolio grew only by 2%. Furthermore current survey shows that increase in demand is going to be even bigger for next period and is estimated at 60%. As a result business loans portfolio will be increasing; however big part of this demand will not be satisfied by banks and credit unions.

Tags: Business loan, Financing, Business loan, Alternative financing

Business loan availability in Latvia

16.08.2013

Twice per year the Bank of Latvia conducts a commercial bank survey including research of demand for business loans. Most of the banks since year 2010 have reported increasing demand for the particular type of financing. The trend seems to be clear and evident as the Latvian economic situation has experienced solid growth that in turn stimulates the entrepreneurial optimism and the desire to invest in business development. However, according to the quarterly report of The Financial and Capital Market Commission, despite the increasing demand, the total commercial bank business loan portfolio is declining.

Tags: Business loan, Financing, Business loan, Business financing, Alternative financing

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