On operating results
In the first three quarters of 2025, Capitalia reported a turnover of EUR 1.35 million. Operating revenue remained stable, and a modest loss of EUR 11 thousand was accumulated. Financing activity was slower in the third quarter of 2025, and issued funding was lower compared to Q2. However, at the time of this report, the last quarter of the year started very strongly, with a record monthly funded amount of EUR 3 million reached in October.  

On key events
In the third quarter of 2025, we managed to issue a funding amount of EUR 4.0 million (EUR 5.1 million in the second quarter of 2025). We continued to test the lending environment and opportunities in Finland. A significant effort has been made to change the integration with the payment services provider Lemonway due to regulatory requirements. In alternative fund management, we did not have any exits or other notable events.

On plans for the next quarter
The last quarter of this year started with a very strong business financing activity, and we expect it to continue this way. We have completed all the new hires planned for this year. We continue developing a number of important features for our platform investors

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