Our opinion articles on observations in the Baltic states, funding and investment sector, information about new products and special offers, as well as news for our investors
Unaudited interim financial statements for Q1, 2026
In the first quarter of 2026, Capitalia reported a turnover of EUR 539 thousand and a profit of EUR 23 thousand. The operating revenue and profit grew in the last reporting quarter. We expect the rev…
Audited fund financial statements for 2025
Capitalia Fund Management AIFP, SIA is a registered Alternative Investment Fund Manager. It currently manages five funds. Pursuant to the Section 56 of Law on Alternative Investment Funds and Manager…
Baltic microenterprises to get €15 million financing boost under EIF-backed initiative
The smallest companies in the Baltics will be eligible for up to €15 million in loans as a result of an initiative that alternative financing provider Capitalia is undertaking with support from the E…
22.04.2026
Capitalia Fund Management AIFP, SIA is a registered Alternative Investment Fund Manager. It currently manages five funds. Pursuant to the Section 56 of Law on Alternative Investment Funds and Managers Thereof, annual reports for the funds that are registered as an aggregate of assets, are published on our website.
Tags: Fund management, Investor relations, Investors, Capitalia
30.03.2026
The smallest companies in the Baltics will be eligible for up to €15 million in loans as a result of an initiative that alternative financing provider Capitalia is undertaking with support from the European Investment Fund (EIF). Capitalia will use an EIF guarantee to offer crowdfunded loans to microenterprises in Estonia, Latvia and Lithuania over three years.
Tags: Crowdfunding, Capitalia, Financing, Business loan, Business financing
09.05.2025
The stock market events of the last six months could be described as a roller coaster ride, where excessive investor optimism alternates with concerns and fears. Donald Trump and his new administration's decisions have had a significant impact on this investor sentiment, substantially shaking diplomatic ties, the global economy, and the previously established order. Moreover, the four-year presidential term is only at its starting line. Therefore, investors' question is justified - where currently is the least risk and greatest profit potential for investing?
Tags: Crowdfunding, Investors, Capitalia, Business financing
20.02.2025
In 2024 Capitalia reported a turnover of EUR 1.66 million and a profit of EUR 8 thousand. The annual revenue grew by almost 15% last year. We kept hiring and growing our sales and financing team throughout the year to facilitate further growth.
Tags: Crowdfunding, Financial results, Investor relations, Investors, Capitalia
06.10.2023
Useful information for a comfortable start!
Tags: Crowdfunding, Investor relations, Investors, Capitalia, Business financing
04.10.2023
In order to invest in loans published on Capitalia platform investors must hold an Investment Wallet, which is usually created within 48 hours after finishing the registration. The Investment Wallet is your safe dedicated payment account that you can use to store money for investing on Capitalia platform, receive project repayments and withdraw cash to your standard bank account when needed.
Tags: Crowdfunding, Investor relations, Investors, Capitalia, Business financing
04.11.2022
The surrounding anxiety and suspense about the potentially upcoming crisis can quite easily initiate a stressful environment for any company. Fear of increasing invoice expenses, inflation, and the war nearby make the investors act more cautiously when planning next year’s budget and expansion plans. However, the probability of a crisis, if the company is well-prepared, is also an opportunity. There are numerous options for how a company can use additional financing to prepare for a more stable future.
Tags: Capitalia, Business loan, Business financing
07.10.2022
Capitalia invests EUR 150,000 in a Danish start-up Scratcher together with a Finnish venture capital fund Innovestor. Scratcher.io is a marketing company, which uses gamification elements to turn the industry upside down.
Tags: Fund management, Venture capital, Capitalia, Financing, Business financing
07.10.2022
Capitalia invests EUR 150,000 in a Lithuanian startup Aispeco in its seed financing round led by a Finnish venture capital fund Superhero Capital.
Tags: Fund management, Venture capital, Capitalia, Financing, Business financing
13.07.2022
Latvian startup Aerones attracted seed investment of USD 9 million to develop robotic services for wind energy operators in the whole world.
Tags: Capitalia, Financing, Business financing
07.06.2022
During the last few months with the geographically close war activities and price increases, companies ofter find themselves in financial difficulties which cause payment delays. Before starting cooperation with a new business partner, it is important to verify that the client will pay on time. How to avoid potentially late debtors?
Tags: Capitalia, Business financing
25.05.2022
Capitalia invests EUR 300,000 in a Swedish startup Favro and joins a group of investors in the SEED round led by Practica Capital. Favro is a work platform for collaborative planning that has attracted significant traction from leading companies around the world.
Tags: Fund management, Investor relations, Capitalia, Financing, Business financing
25.05.2022
In May 2022, Capitalia investment fund Co-Investment Fund purchased shares of Estonian unicorn Bolt in the total amount of EUR 300,000, that way becoming the first fund in Latvia to invest in this company.
Tags: Fund management, Capitalia, Financing, Business financing
15.02.2022
Capitalia business loans co-financing platform (P2B) has been operating since the end of 2017 financing projects with a closed network of investors. Starting from 2022, Capitalia has made a decision to open its platform for all interested investors.
Tags: Crowdfunding, Investor relations, Investors, Capitalia
24.01.2022
Capitalia encourages companies to think about and implement good environmental, social and corporate governance (“ESG”) standards. That is why already since 2018 ESG factors have been important components of Capitalia’s scoring and pricing for financing small and medium businesses in the Baltic countries
Tags: Capitalia, Financing, Business loan, Business financing
02.06.2021
The fast-growing Lithuanian start-up Rocketo, which produces and sells organic dog food, received EUR 200 thousand. venture debt. This is the first transaction of its kind where a venture debt is provided to a start-up by a local financier operating in the Baltic States. According to experts, this is a significant event for the Lithuanian, Latvian and Estonian start-up ecosystem, which opens up new financing opportunities for fast-growing start-ups, and at the same time provides a greater competitive advantage.
26.02.2021
Capitalia expands its operations in the investment field by becoming an alternative investment fund management.
Tags: Capitalia, Financing, Business financing
30.01.2020
Year 2019 has been a dynamic one for Capitalia. We have issued a new record of EUR 20 million of loan and venture capital financing to small and medium businesses in the Baltic States. In addition, we have been the first alternative financing provider in the region to receive European compliance certificate for good code of conduct lending practices. So before jumping in the ambitious plans for the year 2020 let’s take a look how did the last period look in numbers.
Tags: Capitalia, Business financing
23.07.2019
In the first half of 2019 Capitalia reported turnover of EUR 607 thousand and profit of EUR 116 thousand. The results are good reflection of the result of our strategy shift that was implemented over the course of the last year and as a result of which the Company is concentrating on financing of larger businesses through co-financing with other investors.
06.03.2019
In the year of 2018 Capitalia reported turnover of EUR 716 thousand and profit of EUR 37 thousand. In accordance to the strategy, the Company has continued to decrease its overall assets that were EUR 2,205 thousand at the end of the reporting period, while total loans under management increased and stood at EUR 5,897 thousand.
22.02.2019
Capitalia and the European Investment Fund (EIF) have signed an agreement on a guarantee instrument supporting small businesses in Latvia, Lithuania and Estonia, for a total amount of EUR 10 million. With this guarantee, small businesses will get better access to finance. The agreement is supported by the European Fund for Strategic Investments (EFSI), the heart of the Investment Plan for Europe, and by the Employment and Social Innovation (EaSI) programme
Tags: Capitalia, Financing, Business loan, Business financing
01.03.2018
In 2017 Capitalia reported total revenues of EUR 1,197 thousand, which is an increase by 30% compared to the year 2016.
04.02.2016
Investors are offered to invest in invoice backed short-term loans. From today, February 4, marketplace platform Mintos will offer to its investors an opportunity to invest in AS Capitalia loans that are backed by issued but yet unpaid invoices. This enables to invest in invoices that small and medium sized companies have issued to largest enterprises in the Baltic States.
Tags: Capitalia, Financing, Business loan, Business financing
26.01.2016
Capitalia, represented in NASDAQ Riga stock exchange, is the leading alternative financing provider for small and medium enterprises in Latvia and Lithuania. It offers modern and simple loans to businesses that often are overlooked by the traditional banking sector. To date Capitalia has financed working capital and investment needs of more than 500 enterprises investing over EUR 12 million. From January 2016 company has obtained necessary permits and will start servicing clients also in Estonia.
Tags: Capitalia, Financing, Business loan, Business financing
