The Company, which was established in 2022, provides business financing services. The Company specializes in leasing services for small and medium enterprises in Lithuania. The Company finances the acquisition of new or used passenger cars, commercial vehicles, specialized equipment such as agricultural, forestry, and construction machinery, and provides real estate secured loans. Currently, the Company is experiencing rapid growth and is seeking EUR 204,000 in additional financing for 24 months to expand its leasing portfolio. The loan will carry a 10.68% annual interest rate (0.89% monthly) and it will be amortized monthly. The financing will be secured with a pledge on the Company’s assets, which include a loan portfolio of EUR 1,594,000 and a personal guarantee from the manager.

The total funding amount should not exceed 50% of the loan portfolio value, and will be fundraised in stages, after the previously issued tranche has been used in the Company’s loan portfolio expansion. The first tranche of EUR 103,000 was already raised in February 2025, the second tranche of EUR 102,000 was raised in March 2025, and the third tranche of EUR 102,000 was raised in April 2025, and the fourth tranche of EUR 306,000 was raised in June, 2025. This is the fifth tranche.

The project risk rate is B (82 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The financing will be secured with a pledge on the Company’s leasing portfolio of EUR 1,594,000;
• The Company has a significant adjusted equity-to-assets ratio of 62%;
• The manager of the Company will provide a personal guarantee;
• The Company is rapidly growing its leasing portfolio.
• The management of the Company has more than 5 years of successful experience in the industry.