Although the Client has been operating since 2017 as an individual, the Company was founded only in 2020. The main activity of the Company is the retail sale of women's clothing. The Company has a physical store in Klaipėda, a showroom in Šiauliai and an e-shop. Currently, the Client is seeking EUR 26,306 working capital financing for 26 months to increase inventory before the Autumn/Winter season. The loan will carry a 10.92% annual (0.91% monthly) interest rate and will be amortized monthly starting from the third month. The loan will be secured with a personal guarantee from the manager.

Project risk is B (83 out of 100)

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The loan is secured with a personal guarantee from the owner;
• The Company is a returning client with excellent payment discipline;
• The Company has a significant equity capital, 70% of the Company’s assets.