The Company has operated in the agricultural sector since 2010 and is a part of a group of farming companies. The group in total manages 5100 ha of land, and all group companies operates in the same industry. The Company is mainly involved in the grain harvesting and transporting mainly concentrating on wheat and rape, while the related companies are involved in dairy farming and grain processing.

Due to multiple factors like decreasing wheat prices, poor harvest and limitation on grain intake from processing companies, the Company has experienced a shortage of available working capital needed to settle with suppliers, trade and financial creditors and employees.

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The owner of the Company has more than 10 years of experience in the industry and is a second generation farmer.
• The Company has already sawn a part of fields for the next year's harvest and a significant portion of associated costs have already been incurred.
• One of the group’s companies is an existing client of Capitalia and has repaid loans for more than EUR 1.8 million with satisfactory payment discipline.
• The owner of the Company as well as two related companies will provide guarantees for the loan.