The Company, founded in 1993, specializes in the production of women’s underwear. The Company’s products include bras, panties, shapewear, nightwear, and accessories. The Company has its own factory; however, some services are outsourced from other companies in the Baltics. The Company exclusively operates through e-commerce and does not have a physical store. The products can be delivered to customers across Europe. The Company is able to get better prices and increase its profit margin with additional working capital and higher stock. Therefore, the Company is seeking EUR 102,700 financing for 20 months to pay suppliers and purchase stock. The loan will carry an 11.04% annual interest rate (0.92% monthly) and it will be amortized monthly. The Company’s owner will provide a personal guarantee.

The project risk rate is B (86 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The Company has 30 years of experience in the women's underwear production industry.
• The Company’s owner will provide a personal guarantee.
• The Company has a significant equity capital of over EUR 1.6M which stands for 67% of the Company’s assets.
• The Company has maintained a stable profit margin for the last 4 years.