Working capital financing for an experienced and profitable construction company
Summary
The Company founded in 2009 primarily provides construction services, additionally it owns 2 retail food stores in Riga. The Company has signed an agreement with the municipality of Bauska for a renovation project. As the client will not make sizable advance payments for materials and services, the Company has to cover the initial expenses from its own funds.
Therefore, the Company is seeking EUR 72,470 financing for 6 months to settle with suppliers and employees. The loan will carry a 10.32% annual interest rate (0.86% monthly) and it will be amortized at the end of the term from the proceeds of the renovation project. The owner of the Company will provide a personal guarantee for the loan. The project risk rate is B (86 out of 100).
Key investment highlights
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The Company has more than 16 years of experience in the industry.
- The Company has an outstanding equity to assets ratio of 0.88.
- The Company has operated with profits for the past 10 years.
- The owner of the Company will provide a personal guarantee for the loan.
Latvia 
Lithuania 
Estonia