Working capital financing for a security systems retailer

Summary

An Estonian technology company specializing in the development and integration of advanced surveillance and drone detection systems. The Company designs, builds, and maintains tailored security solutions for government and private sector clients.

Therefore, the Company is seeking EUR 31,425 financing for 24 months to increase the rental fleet of POC radio communication devices. The loan will carry a 6.72% annual interest rate (0.56% monthly) and it will be amortized monthly. A personal guarantee will be provided by the management board member. The project risk rate is A (92 out of 100).

Key investment highlights

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

  • The Company has more than 26 years of experience in the industry.
  • Capitalia's repeat client with an excellent credit history.
  • The majority owner of the Company will provide a personal guarantee for this loan.
  • The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such a guaranteed loan becomes default.
ID 18064004-EE
Industry Retail
Location Estonia
Loan type Business loan
Term 24 months
Expected return 6.72%
Interest rate Monthly
Amortisation Monthly
Risk grade A (92 out of 100)
Personal warranty from the management
board member
Collateral Capitalia buyback
guarantee
Target amount 31425
Soon