Working capital financing for a security systems retailer
An Estonian technology company specializing in the development and integration of advanced surveillance and drone detection systems. The Company designs, builds, and maintains tailored security solutions for government and private sector clients.
Therefore, the Company is seeking EUR 31,425 financing for 24 months to increase the rental fleet of POC radio communication devices. The loan will carry a 6.72% annual interest rate (0.56% monthly) and it will be amortized monthly. A personal guarantee will be provided by the management board member. The project risk rate is A (92 out of 100).
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The Company has more than 26 years of experience in the industry.
- Capitalia's repeat client with an excellent credit history.
- The majority owner of the Company will provide a personal guarantee for this loan.
- The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such a guaranteed loan becomes default.










