The Company, established in 2019, is engaged in the retail trade of high-quality food supplements and wellness products. All products are developed, branded, and marketed by the Company and are sold on Amazon. The owner of the Company has over 14 years of experience in the pharmaceutical sector. Currently, the Company is launching a new supplement product, and in order to provide the new product, the Company needs additional working capital for marketing and production of the it. Besides that, the Company wants to refinance the existing Capitalia loans for a longer term.

Therefore, the Company is seeking EUR 82,865 financing for 24 months to launch a new product and refinance existing Capitalia loans. The loan will carry a 8,28% annual interest rate (0.69% monthly), and it will be amortized monthly. Three guarantees will be provided -  from the owner, her husband, and a related company. The project risk rate is A (92 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• Three guarantees are provided - from the owner, her husband, and from a related company.
• The management has 14 years of experience in the pharmaceutical industry.
• The Company has a track record of profitability.
• The Company has repaid over EUR 121,000 of loans with excellent payment discipline.
• The Company has a significant equity-to-assets ratio of 87%.