The Company was established in 2009 and it provides freight forwarding services to local wholesalers, distributors, and manufacturers. The Company has more than 40 various types of transport units mainly consisting of specialized Mercedes, Iveco, Scania, and other trucks and furgons. The Company has 4 storage terminals in Tallinn, Tartu, Jõhvi, and Rakvere efficiently covering the area of deliveries in the country.

The company is moving one of the storage terminals to new premises. To do so, the Company has to invest in equipment, and adjustment of the new premises for cold storage must be adjusted. 

Therefore, the Company is seeking EUR 73,310 financing for 24 months to settle with suppliers for goods and services. The loan will carry a 11.4% annual interest rate (0.95% monthly) and it will be amortized monthly. The sole shareholder will provide a personal guarantee for the loan. The project risk rate is B (80 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The sole shareholder will provide a personal guarantee for the loan.
• The Company has been operating with profits for the last 10 years.
• The Company has a well-diversified clientele consisting of known and reputable local distributors, and wholesalers.
• The Company has a strong equity-to-assets ratio of 38%.