Working capital financing for a profitable construction company
Summary
The Company operates in the landscaping and construction works industry, specializing in comprehensive territory improvement services. They focus on creating well-maintained and aesthetically appealing environments for their clients. In addition, the Company provides transportation services of bulk cargos.
The Company has recently signed a contract for works on road construction and on preparation of the fundamentals. As these works require additional equipment and the payments are made after completion, the Company would require additional financing.
Therefore, the Company is seeking EUR 73,024 financing for 24 months to settle with suppliers. The loan will carry a 10.8% annual interest rate (0.90% monthly) and it will be amortized monthly. The owner of the Company will provide a personal guarantee for the loan. The project risk rate is C (79 out of 100).
Key investment highlights
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The Company has an active pipeline with new projects to work on in the near future.
- The Company has a good track record of profitability with a 3 year average net margin of 9.65%.
- The Company has a solid equity to assets ratio of 0.57.
- The owner of the Company will provide a personal guarantee for the loan.
Latvia 
Lithuania 
Estonia