The Company operates in the construction industry and provides wide range of services, including full-scale construction, refurbishment, and internal construction activities. The Company largely works as a subcontractor for larger real estate developers as well as participates in state procurements. 

The Company has recently signed an agreement with a large property developer to work on a project for the Government of Latvia, therefore, the Company requires additional financing to purchase supplies, pay salaries, and settle with trade creditors to fulfill this project.

Therefore, the Company is seeking EUR 52,004 financing for 6 months for working capital. The loan will carry a 12.24% annual interest rate (1.02% monthly) and it will be amortized starting from the 4th month. The owner of the Company will provide a personal guarantee for the loan. The project risk rate is C (77 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The owner of the Company will provide a personal guarantee for the loan.
• The Company has stable net profits and in 2023 the net margin was at 4.06%;
• The Company has a strong equity to assets ratio of 74%.
• The Company has almost 10 years of experience in the industry.