The Company was founded in 2018 and it provides merchandising and advertising services by producing and installing advertising materials for retail stores. The Company is working with large and well-known clients in Estonia, Latvia, and Lithuania.

The Company has signed an agreement with a large new client for 2 years to provide merchandising and advertising services, however the payment days can reach 120 days. This puts stress on the Company’s working capital while the payments are due.

Therefore, the Company is seeking EUR 52,604 financing for 24 months to purchase materials and equipment to produce new advertising materials, outsource specialists, and cover other expenses for the new project, such as furniture and warehouse development. The loan will carry a 12% annual interest rate (1% monthly) and it will be amortized monthly. Two guarantees will be provided - from a related company and the owner. The project risk rate is B (85 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• A related company and the owner will each provide a guarantee.
• The Company has been profitable for the last 5 years.
• The Company is working with large and well-known companies in Estonia, Latvia, and Lithuania.
• The Company has no financial debt resulting in an outstanding equity-to-assets ratio of 80%.