The Company, established in 2013, provides light cargo express shipments with minibuses (up to 3.5 tons) around Europe. The most popular cargo products are vehicle production and spare parts, and flowers. The Company owns 25 minibuses and also outsources additional 35-40 minibuses with drivers as a service from other smaller companies. Currently, the Company is buying 2 minibuses, and plans to order 10 more.

Therefore, the Company is seeking EUR 51,804 financing for 6 months to equip the minibuses with freezers and other specific additional equipment, and to cover salaries and fuel expenses. The loan will carry a 11.28% annual interest rate (0.94% monthly) and it will be amortized monthly. A personal guarantee of one of the owners is provided. The project risk rate is B (86 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• A personal guarantee of one of the owners is provided.
• The Company has a track record of growth reaching 71.3% turnover growth in 2022 and 40.4% in 2023.
• The Company has a track record of profitability for the last 7 years.
• The Company has more than 10 years of experience in the logistics industry.
• The Company is an existing client of Capitalia and has serviced its previous loans with excellent payment discipline.