The Company was founded in 2012 and it operates in the forestry business. The Company acquires felling permits, cuts the timber, and sells it to timber wholesalers and processers, including a related company that produces firewood for the export market. The Company also owns all the necessary machinery for felling and transportation.

Currently, the Company has received many offers to acquire additional felling permits; however, full advance payments to sellers have to be made. Therefore, the Company seeks additional short-term financing of EUR 23,221 for 5 months to acquire the felling permits. Investors are offered 6.6% annual (0.55% monthly) interest. The loan will be repaid in 3 equal payments starting with the third month from timber sales transactions. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes the default. In addition, the loan is secured with a personal guarantee from the owner.

Altogether the Company will receive financing with the European Investment Fund guarantee in the amount of EUR 46,442. However, the amount is divided into two separate financing projects, EUR 23,221 each.

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default.
• The loan is secured with a personal guarantee from the owner.
• The manager has more than 10 years of experience in the forestry industry.