Established in 2004, the Company is the official distributor of an American cleaning solutions and accessories brand in the Baltic states. The cleaning solutions can be used to disinfect surfaces, cars, hands, etc. In addition, the Company has created its own sink and pipes cleaning solution with for that purpose tailored bacteria, which is sold under the same brand. The Company services more than 300 biotreatment stations for clients. The Company's clientele includes industrial and manufacturing companies that use biostations for wastewater treatment. 

The Company is looking to finance the purchase of chemicals to provide necessary supply to consistently serve regular customers and serve new customers without a waiting period. In addition, to finance a development project of water bio treatment plants  which gives The Company and their clients an opportunity to monitor the service, costs and the situation on sites. Reducing the workload of technicians and unnecessary work trips. In addition it streamlines sales work, communication and archiving.

Therefore, the Company is seeking EUR 52,340 financing for 24 months to purchase chemicals and implement the development project of water bio treatment plants. The loan will carry a 11.88% annual interest rate (0.99% monthly) and it will be amortized monthly starting from the 5th month.

The loan will be secured with a second-rank mortgage to a residential property consisting of a private house and agricultural land of more than 20ha with a total market value of EUR 392,000, the first mortgage is also in favor of Capitalia with remaining principal of the senior loan is EUR 165,765. Additionally, a personal guarantee from the owner and guarantee from related company. The project risk rate is C (79 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The Company has already repaid 17 loans on time with excellent payment discipline.
• The Company has more than 20 years of experience in the chemical retail and manufacturing industry.
• The sole shareholder will provide a personal guarantee for the loan.
• The loan will be secured with a second-rank mortgage to a real estate property worth EUR 392,000.
• The Company has been operating with profits every year since 2016.