Financing for an experienced livestock farming company
Summary
The Company, operating since 2004, is a mixed farming business. The Company raises livestock and crops. It sells cattle in auctions to other farming businesses and meat and livestock wholesale companies. The Company manages 162ha of rented land to graze cattle and grow hay. Currently, the Company is seeking working capital financing to purchase fuel, seeds, and fertilizers for the new season.
Therefore, the Company is seeking EUR 26,200 financing for 24 months for working capital. The loan will carry a 7.2% annual interest rate (0.6% monthly) and it will be amortized starting from December 2025. For the loan a commercial pledge on the tractor with appraised value of EUR 73,300 as well as a personal guarantee from the owner will be provided. The project risk rate is B (84 out of 100).
Key investment highlights
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The Company has almost 25 years of experience in the industry.
- A commercial pledge on a tractor with a certified market value of EUR 73,300 will be provided.
- The Company is an existing client of Capitalia with a satisfactory payment discipline.
- The owner of the farm will provide a personal guarantee for the loan.
Latvia 
Lithuania 
Estonia