Financing for a profitable packaging material producer

Summary

The Company has been operating since 1997 and it produces customizable packaging materials, mainly customizable paper, textile, and cotton bags and boxes for corporate clients. The Company’s main markets are Scandinavia and Estonia.

The Company intends to order larger quantities of goods, which would require longer ordering processes and larger prepayments. This would allow them to ensure the continuous availability of products and meet customer demands in a timely manner.

Therefore, the Company is seeking EUR 31,704 financing for 24 months to make prepayments to suppliers. The loan will carry a 11.88% annual interest rate (0.99% monthly) and it will be amortized monthly. A personal guarantee from one of the owners is provided. The project risk rate is B (80 out of 100).

Key investment highlights

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

  • A personal guarantee from one of the owners is provided.
  • The Company’ s Equity to Assets ratio measures at 48% and it has increased since 2023.
  • The Company has a proven track record of profitability
  • The Company has operated with profits for the past 5 years.
ID 18008001-LV
Industry Wholesale
Location Estonia
Loan type Business loan
Term 24 months
Expected return 11.88%
Interest rate Monthly
Amortisation Monthly
Risk grade B (80 out of 100)
Personal warranty From the owner
Collateral None
Target amount 31704
Successfully funded
This loan is already funded.
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