The Company, founded in 2012, is a logistics company. It works as a subcontractor for larger logistics companies in Latvia and Norway. Transportation services are provided as expeditions in Norway and Sweden. The Company currently has 1 truck since another older one was recently sold. In order to replace the previous truck the Company is currently seeking EUR 17,765 financing for 36 months to purchase another truck. Investors are offered an 8.04% annual interest rate (0.67% monthly) with monthly amortization. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default. In addition, a personal guarantee from the owner is provided.

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The loan benefits from the European Investment Fund guarantee which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default.
• A personal guarantee of the beneficial owner is provided.
• The Company has over 8-year experienceoperating in the logistics industry.
• The Company is an existing client of Capitalia with an excellent payment discipline.