The Company started operations in the beginning of 2022 and provides freight transportation services in Europe. The Company owns four freight trucks and works with large Swedish and Austrian forwarding companies allowing it to provide its services in other European Union countries.

The Company is looking to expand its fleet of trucks by purchasing an additional freight truck to increase the volume of its operations. Therefore, the Company is seeking EUR 15,686 for 15 months. The loan will carry an 8.04% annual interest (0.67% monthly) with monthly amortization schedule. The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such guaranteed loan becomes default. In addition, a personal guarantee from the owner is provided.

Altogether the Company will receive financing with the European Investment Fund guarantee in the amount of EUR 31,372. However, the amount is divided into two separate financing projects, EUR 15,686 each.

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guaranteein case such a guaranteed loan becomes default.
• Two personal guarantees from the owners are provided.
• The Company is an existing client of Capitalia with excellent payment discipline.
• The Company has a strong adjusted equity-to-assets ratio of 68%.