The Company was founded in 2015 and provides transportation of timber services. The Company's main customers are large forestry and wood processing companies.

The Company owns two relatively new sets of trucks and occasionally does sales of roundwood; however, it does not maintain any stock and sales volume is low. The Company sees a good opportunity to expand this field of activities by establishing a point, leased land plot,  where roundwood would be stored and sorted. In comparison to immediate sale, storing and sorting roundwood would enable the Company to sell the timber as a specific assortment for a higher price. However, such activities require additional capital to establish the storing place and accumulate roundwood.

Therefore, the Company is seeking EUR 25,000 financing for 36 months to establish a space for storing and accumulating roundwood. The loan will carry a 6.96% annual interest rate (0.58% monthly) and it will be amortized monthly.  The financing benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such a guaranteed loan becomes default. The sole shareholder will provide a personal guarantee for the loan.

Altogether the Company will receive financing with the European Investment Fund guarantee in the amount of EUR 50,000. However, the amount is divided into two separate financing projects, EUR 25,000 each.

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The loan benefits from a guarantee from the European Investment Fund which allows Capitalia to provide a buyback guarantee in case such a guaranteed loan becomes default. 
• The sole shareholder will provide a personal guarantee for the loan.
• The Company is a repeat customer of Capitalia with excellent payment history and has repaid two loans for a total amount of EUR 50,000.
• The company has been steadily increasing its turnover over the last five years.