The Company, which was established in 2022, provides business financing services. The Company specializes in leasing services for small and medium enterprises in Lithuania. The Company finances the acquisition of new or used passenger cars, commercial vehicles, and specialized equipment such as agricultural, forestry, and construction machinery. Currently, the Company is experiencing rapid growth and is seeking EUR 102,000 in additional financing for 24 months to expand its leasing portfolio. The loan will carry an 11.04% annual interest rate (0.92% monthly) and it will be amortized monthly. The financing will be secured with a pledge on the Company’s leasing portfolio of EUR 700,000 and a personal guarantee from the manager.

The total approved funding amount is EUR 300,000 (not exceeding 30% of portfolio value), which will be fundraised in stages of EUR 100,000, after the previously issued tranche has been used in the Company’s loan portfolio expansion. The first tranche of EUR 103,000 was already raised in February, 2025. This is the second tranche.

The project risk rate is B (82 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• The financing will be secured with a pledge on the Company’s leasing portfolio of EUR 700,000;
• The Company has a significant adjusted equity-to-assets ratio of 79%;
• The manager of the Company will provide a personal guarantee;
• The Company is rapidly growing its leasing portfolio.
• The management of the Company has more than 5 years of successful experience in the industry.