Working capital financing for an experienced engineering company
Summary
The Company specializes in engineering solutions within the HVAC (Heating, Ventilation, and Air Conditioning) sector and operates out of Vilnius. It has more than 10 years of experience in the industry, serving a wide range of clients, including manufacturing companies, real estate developers, logistics firms, hospitals, and swimming pools. Recently, the Company has signed three larger projects, which require additional working capital to ensure their timely launch and execution.
The Company is seeking EUR 207,200 financing for 24 months to start work on planned projects. The loan will carry a 9,48% annual interest rate (0.79% monthly) and it will be amortized starting from the 7th month. The loan will be secured with a first-rank commercial pledge on the Company’s assets. In addition, the owner of the Company will provide a personal guarantee. The project risk rate is B (80 out of 100).
Key investment highlights
There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:
- The Company has 10 years of experience in the heating, ventilation, and air conditioning sector.
- The loan will be secured with a first-rank commercial pledge on the Company’s assets.
- The Company’s owner will provide a personal guarantee.
- The Company has maintained a stable profit margin for the last 3 years.
Latvia 
Lithuania 
Estonia