Working capital financing for a profitable Amazon seller

Summary

The Company was founded in 2016 and operates in the e-commerce industry, mainly selling car parts and car accessories on Amazon. The Company mainly sells its stock in the USA with secondary markets in Canada and Mexico. The Company has received 87% positive rating in the last 12 months.

The Company wants to increase their scale of operations and they have received a profitable offer for a large purchase of auto parts that would allow them to expand the Company’s operations.

Therefore, the Company is seeking EUR 31,704 financing for 24 months to purchase additional stock to increase the scale of operations. The loan will carry a 13.44% annual interest rate (1.12% monthly) and it will be amortized monthly. The owner of the Company will provide a personal guarantee for the loan. The project risk rate is C (75 out of 100).
Key investment highlights

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

  • The owner of the Company will provide a personal guarantee for the loan.
  • The Company has a proven track record of profitability.
  • The Company has a strong Equity to Assets ratio of 48% and no external financial liabilities.
  • The Company has a broad portfolio of goods and an international client base from USA and Canada.
ID 18022001-LV
Industry E-commerce
Location Latvia
Loan type Business loan
Term 24 months
Expected return 13.44%
Interest rate Monthly
Amortisation Monthly
Risk grade C (75 out of 100)
Personal warranty From the owner
Collateral None
Target amount 31704
Successfully funded
This loan is already funded.
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