The Company specializes in shipping engineering, digitalization and data analytics solutions. The Company has been operating in the industry for over 8 years, initially developing as a marine engineering services provider. Over the past 3 years, the Company has transformed into a technology product developer, focusing on the development of scalable digital solutions. The Company has developed a proprietary product.

Currently, the Company is in the transition from an intensive product development phase to a commercialization and growth phase. The Company is seeking working capital to balance its cash flows between client payments and operating expenses. In addition, the Company is actively working on acquiring more clients and increasing its market share which requires additional working capital.

Therefore, the Company is seeking EUR 51,822 financing for 6 months. The loan will carry a 12.6% annual interest rate (1.05% monthly) and it will be amortized at the end of the loan term from larger client payments or refinancing to a commercial bank. Both owners of the Company will provide personal guarantees for the loan. The project risk rate is C (71 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• Both owners of the Company will provide personal guarantees for the loan.
• The Company has developed a unique product which has been already validated by the market and has been purchased by market leading companies.
• The Company has a subscription revenue model with a long customer life cycle and a growing number of repeating clients providing a solid foundation for further growth.