Financing for long-established family-owned hospitality business

Summary

The Company, founded in 1992, is a Finnish family-owned hospitality business. It operates eight hotels, cottages, and resorts across Finland, providing personalized service rooted in strong family values and long-term customer relationships. In addition to accommodation, the Company offers comprehensive dining, conference, and event services.. The Company recently underwent a costly expansion project, and currently needs additional working capital to cover these costs.

Key investment highlights

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

  • The Company has been operating since 1992 and has a long-established history in the industry.
  • The loan will be secured by three personal guarantees from management and shareholders.
  • The financing will be secured with a pledge of commercial premises with a market value of EUR 300,000.
  • Revenue has grown consistently year over year, and the Company has been operating profitably for multiple years.
ID 19434001-FI
Industry Accomodation
Location Finland
Loan type Business loan
Term 12 months
Expected return 10.08%
Interest rate Monthly
Amortisation At the end of the loan term
Risk grade B (89 out of 100)
Personal warranty 3 personal
guarantees from
shareholders and
management
Collateral Yes, pledge of
commercial premises
Target amount 207200
Application term 13.05.2026
EUR 108,600.00 financed