Founded in 2010, the Company provides cleaning services and retails cleaning products. The Company’s clients include construction companies, state institutions and hospitals. The clients usually pay in 60 days’ time while the Company has to pay to the suppliers within 14-21 days, that way creating an imbalance in the cash flow. The Company has reliable long-term clients, but it has the potential to increase its capacity.

Therefore, the Company is seeking EUR 15,810 financing for 24 months to stock up on cleaning materials and equipment.

The loan will carry a 10.68% annual interest rate (0.89% monthly) and it will be amortized monthly. A personal guarantee from the owner is provided. The project risk rate is B (83 out of 100).

There are a number of factors that make lending to the Company an attractive opportunity and the main highlights are as follows:

• A personal guarantee from the owner is provided.
• The Company has more than 10 years of experience in the cleaning services industry.
• The Company is a repeated client of Capitalia with an excellent payment discipline.
• The Company has been operating with profits over the past 4 years.