Accessible financing for small and medium enterprises

Capitalia business financing is a modern loan for small and medium-sized enterprises to finance working capital or investments, which serves as a simple supplement or alternative to a bank loan.

Financing is granted by evaluating the company's financial indicators, cash flow and development plans, and the funds can be used for both short-term and long-term business needs.

Financing for a company can be used to finance working capital, smooth seasonal cash flow fluctuations, purchase equipment and machinery, launch new projects, as well as purchase or develop real estate.

Many small and medium-sized companies use Capitalia financing as an additional “bridge” loan until larger long-term financing or a bank loan is available.

Capitalia financing for companies is usually available from around 10,000 to 1,000,000 euros with a term of up to 5 years, depending on the specific product and the company's situation.

The interest rate is determined individually, taking into account the company's creditworthiness, risk profile and collateral, and the average loan cost level for alternative financiers in the market is higher than for traditional bank loans.

Capitalia financing for a company is more flexible with regard to collateral requirements, faster decision-making and is often used as a supplement to an existing bank loan.

Small and medium-sized enterprises often choose alternative financing in situations where bank financing is not available, is too long or is not suitable for a specific project.

You can apply for financing for your business online on the Capitalia website by submitting basic information about your business, financial indicators, and financing goal.

After receiving your application, a Capitalia financial consultant will assess the situation, request additional documents if necessary, and provide a decision on the loan, usually within a few business days.

Capitalia is a licensed European crowdfunding service provider with over 15 years of experience and thousands of funded small and medium-sized businesses in the Baltic States.

The venture capital platform collaborates with investors and institutional partners across Europe, providing broader and more accessible financing for businesses in Latvia, Lithuania, Estonia and Finland.