European Investment Fund-guaranteed financing
for small and medium businesses
Capitalia cooperates with the European Investment Fund (EIF) to provide accessible financing and business development services for small and medium companies in the Baltic states. This financing benefits from support from the European Union under the InvestEU Fund.
Advantages
for loans with the EIF guarantee
Accessible
No collateral needed
Affordable
Lower interest rates than for standard loans
Free mentoring
Free mentoring on business management and development
Our offer
Obtain EIF-guaranteed financing with such characteristics:
Loan amount
EUR 15,000 - EUR 50,000
Overpayment
Lowest annual overpayment starting from 8%*
No collateral
Only a personal guarantee needed
Term
Short and long repayment terms from 12 months to 3 years
Loan repayment
Schedule altered to business seasonality
Comissions
In accordance with the Pricelist
* The lowest interest rates are offered to businesses with the most stable cash flow and the highest risk rating. Interest overpayment is the total payment amount divided by the issued loan amount.
Do I qualify?
Companies can obtain financing up to EUR 50,000 with the EIF guarantee if:
The company is registered and operates in Latvia, Lithuania or Estonia
The company does not employ more than 9 employees
The company's asset and turnover amount does not exceed EUR 2 million
The loan is not used for other loan repayment or EU grant co-financing
The company does not operate in the restricted industries
Apply for financing with EIF support!
Want to discover the benefits of microloans with the EIF guarantee and develop your business? Apply for financing today!