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Kopsavilkums
The company has acquired extensive experience in the fishery industry since the business establishment in 1995. The owner himself is a fisherman in the fifth generation and his business is continuing the family traditions started by his ancestors. The business has successfully attracted EU financing many times to finish various development projects of the port and their internal expansion. The company has been allocated with 1500 tons of fish to catch while another 1000 tons are typically bought from fishermen that do not reach their quotas limit. As the fishery is a seasonal business with the season being active from October until May, there is an additional working capital need during the off-season. Currently, the Company is looking for financing of EUR 31,050 for 12 month period to fix the ships until the start of the season, make payments to suppliers, taxes salaries during the off-season. Investors are offered 15% annual (1.25% monthly) interest with monthly interest payments and two bullet payments to cover principal amortization. Just recently, the company paid off EUR 15,000 bullet loan for 6 month term without any delays.

There is a number of factors that make lending to the Company an attractive opportunity and the main highlights are the following:
  • The management has almost 25-year long experience in the fishery industry;
  • Personal warranty from the owner and related fisherman union;
  • Many long-term clients have made regular bulk purchases for many years;
  • Excellent previous payment discipline with a loan from Capitalia. 
ID 11412-2018-2
Nozare Zvejniecība un
zvejas pārstrāde
Lokācija Latvija
Aizdevuma tips Ar diviem pamatsummas maksājumiem termiņa vidū un beigās
Termiņš 12 mēneši
Gaidāmā atdeve 15.00%
Procentu maksājums Ikmēneša
Amortizācija Ar diviem pamatsummas maksājumiem termiņa vidū un beigās
Riska klase (vērtējums) C (79 no 100)
Personīgais galvojums Jā, 2
Nodrošinājums Nav
Capitalia līdzfinansējums 6300
Mērķa summa 31050
Atmaksāts
Šis aizdevums ir jau nofinansēts.
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