Graudkopības uzņēmums Latvijā
Kopsavilkums
The Company is an agriculture firm located in Saldus parish where they grow grains, mostly wheat and rye, which are later on sold to food production companies (for example, Dobeles Dzirnavnieks). The Company manages 530ha land of which 80ha is owned by the Company. The Company is currently looking for a EUR 25,000 loan for 6 months for working capital needs – to purchase more materials, pay for fuel as well as for plant protection solutions and fertilizers. The loan will carry a 7.2% annual interest (0.60% monthly) and it will be amortised at the end of the term. The loan is fully secured by a guarantee from European Investment Fund, a three-party grain agreement with the grain purchaser as well as a personal guarantee from the owner.There is a number of factors that make lending to the Company an attractive opportunity and the main highlights are the following:
- The loan is fully secured with European Investment Fund guarantee and the owner’s personal guarantee;
- The loan is secured with a three-party grain agreement with the Company’s grain purchaser who will repay the loan directly to Capitalia.