Wholesaler of pastry in the Baltic region

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Summary

Company was founded in 1997 and does wholesale trade of cake, pastry and dessert products in the Baltic countries. Company is an official representative of German brand Kuchenmeister GmbH and currently is looking for additional financing of EUR 51,575 for 12 month period to release capital for investment in another business development. DC & KM Baltic, SIA is managed by a board member who has over 20 years of experience in the field. Company has long term collaboration partners in the Baltic countries, including the largest supermarket chains. Investors are offered 15% annual (1,25% monthly) interest with a monthly amortization schedule. Loan is secured with liquid residential real estate in Riga worth 30,000 EUR and personal guaranty from manager/owner. Company has been long-term client of Capitalia with excellent payment history

 There is a number of factors that make investment in the Company an attractive opportunity and the main highlights are the following: 

 

  • Excellent previous cooperation with the Company throught which the Company has repaid total 130k EUR loans and used invoice purchasing in amount of 3m EUR;
  • The management has more that 20 year experience in the wholesale industry;
  • Loan is secured with a mortgage on a renovated residential real estate in Riga, as well as personal guarantee from the owner/manager;
ID 984-2012-13
Industry Wholesale
Location Riga, Latvia
Loan type Standard
Term 12 months
Expected return 15%
Interest rate Monthly
Amortisation Monthly
Risk grade B (82 out of 100)
Personal warranty Owner/Manager
Collateral Residential real estate in Riga
Capitalia's cofinancing 3575
Target amount 51575
Repaid